About the Company

About the Company

Welcome to Fathom, where we are redefining the landscape of financial technology. Our vision is to be the premier innovator in financial technology, leveraging cutting-edge blockchain solutions to redefine banking experiences, drive financial inclusion, and set new standards of excellence in the financial sector.

At Fathom our mission is to empower financial institutions with innovative blockchain-based solutions that enhance security, transparency, and efficiency. We are committed to delivering exceptional value to our clients, enabling them to thrive in the digital age and achieve their financial goals.

Revolutionizing customer onboarding, our solutions offer a seamless digital journey for various financial products. They integrate effortlessly with existing systems, ensuring security and transparency through smart blockchain technology while remaining flexible to align with unique business requirements. Our compliance validation solution provides a comprehensive approach to ensure security and compliance, with smart rule engines and machine learning capabilities for accurate insights. Our client onboarding solution offers a user-friendly interface that integrates workflows across all channels, validating information for a seamless experience.

Focus

Our Focus is on

Process Business Process Outsourcing, Consulting, E-commerce, Online Digital Customer
Engagement Platforms Mobile applications, FinTech & Marketing Technology

Digitalization

To provide as many digital or automated Solutions for our clients existing manual and operational activities in addition to providing traditional process and resource management will help business thrive and grow exponentially in the uncertain environment today..

One Stop Solution

Providing our clients a wide variety of choices under one rough, we would partner with various service, commodity trading, Agency Services and other vendors our client is dealing with and provide them a one stop solution.

Sharia Compliance

We understand the need of the transforming market and our clients. We are Certified Sharia documentation verification provider through a digitalize platform as well as provide in-premises and offline without any disruption in services.

Advantages Amplified

  • Data Governance

    Client-owned data hosting options include immutable Polygon blockchain or IPFS on-site storage, both ensuring transparency, availability, and secure encryption.

  • Reduced costs and time savings

    Automation of Shariah compliance checks through smart contracts can lead to significant cost and time savings for.

  • Overall Workflow Automation

    The system leverages smart contracts to automate documentation processes, triggering actions based on predefined conditions.

  • Scalability and Performance

    The blockchain solution ensures scalability and efficiency, capable of handling high volumes of finance transactions even during peak periods.

  • User-Friendly Interface

    Intuitive UIs and UX design enhance user engagement, providing easy access to finance information, transaction history, and document management.

  • Smart Contracts for Finance Execution

    Smart contracts can automate Shariah Verification and commodity Finance transactions, defining the terms within the contract itself.

  • Collaboration and consensus

    Polygon mainnet fosters collaboration among Shariah compliance stakeholders, providing a shared platform for collective decision-making.

  • Shariah Compliance Monitoring & Reporting

    Advanced reporting mechanisms enable real-time monitoring of trading activities, ensuring Shariah compliance and reducing non-compliance risk.

  • Blockchain-based Traceability

    Blockchain-based traceability system ensures transparency and ethical compliance in the supply chain of financed commodities

  • Transparency and Auditability

    Utilization of the transparency and immutability of the blockchain to provide auditable records of commodity Finance transactions.

  • Shariah Compliance Verification

    Embedding Shariah compliance rules into smart contracts can revolutionize compliance checks by automating the process.

Major Challenges

  • 01
    Shariah Compliance

    Applying Sharia compliance rules manually for all mandatory fields is risky, costly and time-consuming.

  • 02
    Validation Process

    Error correction in manual processing can become a time-consuming bottleneck in the workflow.

  • 03
    Reporting & Analytics

    Non-automated reporting can lead to elusive audit trails and compromised data integrity, posing challenges to compliance.

  • 04
    Limited Tracking & Accountability

    The lack of robust tracking in manual file exchange can obscure accountability

  • 05
    Human Agility

    Manual verification, prone to human error, can lead to potential compliance issues or legal risks and Penalties.

  • 06
    High Operating Cost

    Manual verification can cause significant delays in the document review process, impacting business operations and decision-making.

  • 07
    Tech Integration & Agility

    As various products are housed in multiple systems, the integration cost with commodity brokers for each product is high.

    A single API integration would also result in multiple systems and API integrations.

    The current approach does not allow robust, agile broker switching and change flexibility.

    Any new product integration is time-consuming and complex.

  • Human and technical maintenance costs include training, staff iteration, and High Cost of Technical maintenance.

    Manual trading of commodities, through the platform (though some activities are currently automated) are time consuming.